Cost of living concession
The Cost of Living Concession helps those on low or fixed incomes with their cost of living expenses, whether that be electricity, water, gas or medical bills.
Eligibility is based on your living arrangements on 1 July. You can apply any time but applications must be submitted by 31 October to receive the concession for that financial year.
If you have previously received a Cost of Living Concession payment and your living and income arrangements have not changed, you do not need to reapply.
The Cost of Living Concession is payable as a maximum amount per household, and can only be made to one person per household.
You may be eligible if:
- you live at the property
- on 1 July of the relevant financial year, you either:
- hold an eligible card
- receive an eligible Centrelink payment
- meet low income provisions.
- Pensioner Concession Card
- Gold Card from the Department of Veterans' Affairs
- Totally and Permanently Incapacitated (TPI)
- Extreme Disablement Adjustment (EDA)
- War Widow
- issued to a person with 80 or more overall impairment points under the Military Rehabilitation and Compensation Act 2004 (Cth)
- Low Income Health Care Card
- Commonwealth Seniors Health Card
Eligible Centrelink payments:
- Newstart Allowance
- Sickness Allowance
- Widow Allowance
- Youth Allowance
- Partner allowance
- Parenting Payment
- Special Benefit
- Community Development Project (CDP)
- New Enterprise Incentive Scheme (NEIS)
- Farm Household Allowance
- War widow pension under legislation of the United Kingdom or New Zealand
Low income provisions
Low income provisions will become available on 1 July of the relevant financial year.
The Cost of Living Concession amount is indexed each financial year. For the 2018-19 financial year, the concession amount per eligible household is:
- homeowner-occupiers - $207.30
- homeowner-occupiers who are self-funded retirees with a Commonwealth Seniors Health Card - $103.70
- tenants - $103.70.
Payments for the 2018-19 financial year
All concession payments are made by electronic funds transfer (EFT). You must provide your banking details to receive the concession. Use the online household concessions form to update your banking details or contact the ConcessionsSA Hotline on 1800 307 758.
- Eligible homeowner-occupiers, retirement village residents and residential park residents who have previously received a Cost of Living Concession payment will be paid by the end of August 2018.
- Eligible homeowner-occupiers and retirement village residents, who submit a new application before 31 October 2018, will be paid by the end of 2018.
- Eligible tenants will be paid by the end of March 2019.
How to apply
Complete the online household concessions form to apply for the Cost of Living Concession and concessions on energy bills and water and sewerage rates.
Update your details using the online household concessions form.
1. Complete the form
Download and complete the concessions application form or contact ConcessionsSA and ask for a form to be sent to you.
2. Submit the application
Email the form and supporting documents to email@example.com
or post (no postage stamp required) to:
Cost of Living Concession
Reply Paid 292
Adelaide SA 5001
What happens next
If your application is approved, your concession will be paid directly into your bank account by electronic funds transfer (EFT).
ConcessionsSA Hotline - 1800 307 758
If you have a hearing or speech impairment - TTY 8226 6789
Interpreting and translating
To arrange an onsite or telephone interpreter, or to have a document translated, please call the Interpreting and Translating Centre (ITC) on 1800 280 203.
On this site
Alternative version of documents
Many documents are displayed as PDF files. If you have problems accessing documents in the PDF format, you can request a copy to be made available in an alternative format.
Email - firstname.lastname@example.org