Cost of living concession

The Cost of Living Concession replaced the council rate concession to help those on low or fixed incomes with all of their cost of living expenses, eg council rates, energy and medical bills.

If you have previously received a Cost of Living Concession payment and your living and income arrangements have not changed, you do not need to reapply.

To apply you'll need your Centrelink customer reference number (CRN), DVA file number or a copy of your most recent tax assessment.

Applications must be submitted by 31 December to receive the concession for that financial year.

You can also use the form to update your details - eg address or bank details.

Other ways to apply

What happens next

The concession is paid once a year directly into your bank account by electronic funds transfer (EFT).

Who should apply

The concession can only be paid to one person per household.

Assessment is based on your circumstances on 1 July of the relevant financial year.

You must:

  • live at the property
  • hold an eligible card, receive an eligible Centrelink payment, or meet low income provisions
  • tenants must not be living with anyone who earns more than the low income provisions, unless they either:
    • get an allowance from Centrelink or the Department of Veterans' Affairs (DVA)
    • are your spouse, domestic partner or dependent.

Eligible cards

  • Pensioner Concession Card
  • DVA Gold Card
    • Totally and Permanently Incapacitated (TPI)
    • Extreme Disablement Adjustment (EDA)
    • War Widow
    • issued to a person with 80 or more overall impairment points under the Military Rehabilitation and Compensation Act 2004 (Cth)
  • Low Income Health Care Card
  • Commonwealth Seniors Health Card.

Eligible Centrelink payments

  • JobSeeker Payment
  • Widow Allowance
  • Youth Allowance
  • Partner Allowance
  • Parenting Payment
  • Special Benefit
  • Community Development Project (CDP)
  • New Enterprise Incentive Scheme (NEIS)
  • Austudy
  • Farm Household Allowance (FHA)
  • War widow pension under legislation of the United Kingdom or New Zealand.

Low income provisions

For the 2021/22 financial year, your income from all sources must not be more than the income limits shown below.

Status Fortnightly income
before tax
Annual income
before tax
Single $770.80 $20,040.80
Single with children $817.50 $21,255.00
Partnered $1,280.80 $33,300.80

Concession amount

The concession amount is indexed each financial year.

For the 2021/22 financial year, the amount per eligible household is:

  • homeowner-occupiers: $217.20
  • homeowner-occupiers who are self-funded retirees with a Commonwealth Seniors Health Card: $108.60
  • tenants: $108.60

Payments for the 2021/22 financial year

Applications for the 2021/22 financial year closed 31 December 2021. You can now apply for the 2022/23 financial year.

All payments are made by electronic funds transfer (EFT). You must provide your banking details to receive the concession.

Use the online household concessions form to update your banking details or contact the ConcessionsSA Hotline.

  • Existing homeowner-occupiers, retirement village and residential park residents received their 2021/22 concession payment in August 2021.
  • New homeowner applicants who applied before 31 December 2021 will be paid upon approval.
  • Tenants will receive their 2021/22 concession payment by the end of March 2022.



Phone: ConcessionsSA Hotline (9:00 am to 5:00 pm, Monday to Friday) - 1800 307 758

Translations: to arrange an onsite or telephone interpreter, or to have a document translated, please call the Interpreting and Translating Centre (ITC) on 1800 280 203.

Related information

On this site


Are you eligible for a concession? brochure (3.1 MB PDF)

Alternative version of documents

Many documents are displayed as PDF files. If you have problems accessing documents in the PDF format, you can request a copy to be made available in an alternative format.

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Page last updated 20 January 2022

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Department of Human Services
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