Retirement, pensions and superannuation

Help secure your future by planning for your retirement. Seek expert advice, work out how much money/income you need to retire comfortably and see what government assistance, including a pension, you might be entitled to.

A step-by-step retirement guide is available from the Australian Securities and Investment Commission (ASIC) and includes the following:

The Australian Government provides information on retirement planning, payments and services to help with living costs. Free Financial Information Service seminars provide information about preparing for retirement, understanding your pension and living in retirement. You can use this free and independent service even if you're not getting a Centrelink payment:

Unplanned or postponed retirement

Centrelink can give you advice, information and services if you are retrenched, whether you're seeking new work or planning an early retirement.

Centrelink can also advise you about postponing your retirement and continuing to work after retirement age. The Work Bonus is an incentive for pensioners to remain in the workforce past age pension age by increasing the amount you can earn before your pension is reduced.

Pension entitlements

Advice about payments, services and concessions you may be entitled to after retirement can be found on the Centrelink website. If you are already registered with Centrelink, you can visit their website to:

The Department of Veterans’ Affairs (DVA) provides means-tested income support to former serving members and their families to assist with everyday living costs. You can also phone DVA on 133 254.

Superannuation schemes

Superannuation funds are savings schemes designed to provide you with an income when you retire.

It is important to understand how superannuation works, what types there are, the rules for employer and personal contributions and how to maximise super when you retire.

Get facts and tips and Australian Taxation Office information about superannuation.

Making a complaint

Information on how to make a complaint about superannuation, credit card, insurance policy or other financial services can be found on the ASIC website. You can also phone ASIC on 1300 300 630.

Related information

On this site

Other websites

Was this page useful?

Page last updated 17 August 2018

Provided by:
Department for Health and Wellbeing
Last Updated:
Printed on:
Copyright statement:
SA.GOV.AU is licensed under a Creative Commons Attribution 4.0 Licence. © Copyright 2021