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People who have recently experienced the death of a family member or friend, and who have exhausted all options to raise funds or obtain credit, may be eligible for assistance through Funeral AssistanceSA.
The funeral provided is normally a cremation service, except in certain cultural and religious circumstances.
The income, assets and liabilities of the deceased and their immediate relatives (spouse, parents, and adult children) are taken into account when assessing eligibility for assistance.
To be eligible, you must prove all of the following:
- the deceased was a South Australian resident
- the deceased was in receipt of a pension or benefit or was a low-income recipient
- the deceased's estate and death benefits are estimated to be valued at less than $3,000 when liquidated (including their house, personal property and shares)
- the deceased's immediate relatives are in receipt of a pension or benefit or are low-income recipients
- the deceased's immediate relatives have insufficient funds to cover the funeral expenses (less than $3,000 of accessible funds).
The funeral must not yet have been arranged or, where a grant is sought after the event, the account must be moderate and not yet fully paid.
What is covered
Funeral AssistanceSA offers two types of assistance.
Full contract funeral
If you have not already contracted a private funeral director, you may be eligible for a basic, dignified funeral, which includes:
- a weekday cremation service at a church or chapel approved by Funeral AssistanceSA
- a weekday burial (where culturally or religiously required)
- funeral director's fee
- crematorium fees
- cemetery fees
- a basic coffin
- religious minister or celebrant's fee
- fees and charges for all legally required permits (not death certificate).
The deceased’s family or friends may pay for additional extras - eg flowers or a memorial book.
After the event
If you have already contracted a private funeral director and there is an existing debt, you may be eligible for a grant of up to $625 if the funeral cost is moderate. The grant is paid directly to the funeral director.
If the funeral account has been paid in full, no assistance can be provided.
What you'll need
- current bank statements from the deceased and all immediate relatives. If you do not have access to a bank statement for the deceased, you must provide their banking details.
- a copy of the deceased’s will, if there is one
- if the family is estranged, a statutory declaration to explain the circumstances.
- if the deceased died in a motor vehicle accident, funeral expenses may be covered by Compulsory Third Party (CTP) insurance.
Visit the CTP Insurance Regulator website or phone 1300 303 558 for more information.
- if the deceased was a victim of crime you may be able to make a claim for funeral costs and/or a grief payment from the Commissioner for Victims' Rights.
Visit the Commissioner for Victims' Rights website or phone 8204 9635 for more information.
- if the deceased has superannuation and/or a life insurance policy, the beneficiary may be required to repay the costs of the funeral.
How to apply
1. Complete the form
2. Submit the application
Funeral Assistance SA
Interpreting and translating
To arrange an on-site or telephone interpreter, or to have a document translated, call the Interpreting and Translating Centre (ITC) on 1800 280 203.