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Ongoing costs of property ownership

Ongoing costs

The cost of purchasing a property is not the only financial commitment a homeowner will have. There are other costs and bills that should be taken into consideration.

As well as mortgage repayments, other ongoing costs for a property can include:

  • council rates and taxes - eg emergency services levy
  • utility bills and connection costs - eg electric, water, gas, phone
  • strata fees
  • building and contents insurance
  • maintenance and upkeep of the property.


You may be eligible for concessions for dog registration, water, energy bills, telephone and other household bills.

Find out what state government concessions you may be eligible for using the concession finder.

If you are a pensioner call your local council about dog registration concessions and for telephone concessions call your provider.

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Page last updated 16 March 2018

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