Buying a home

Buying your community housing property

If you're the tenant who signed the lease agreement with a community housing provider, you may be able to buy your public housing property. Not all properties are for sale.

Before you start

If you have a debt with your community housing provider, you'll need to either:

  • repay the debt in full before contacting your housing provider
  • provide proof your lending institution has added your debt to their loan approval

1. Contact your lender

Contact your lending institution to see if you're eligible for a loan, and get an approval in principle letter.

2. Contact your provider

Contact your community housing provider who will provide you with a request to purchase form. Submit the completed form along with the approval in principle letter to your provider.

Any improvements you have made to the property will require written approval from your housing provider.

A property check will be undertaken by your housing provider and Renewal SA to decide if the property can be sold.

3. Valuation

If your property is available for sale, Renewal SA arranges an independent valuer to value the property and establish a sale price.

Allowances may be made for any improvements that you have added to the property if they have been approved by your community housing provider.

4. Offer of sale

You'll be sent an offer letter and an application to purchase form. The offer is valid for 30 days.

If you disagree with the valuation, contact the Housing Connect officer.

If you want to continue with the purchase, complete and return the application to purchase form to the Housing Connect officer.

The tenant must be included in the contract of sale and the certificate of title to the property. The tenant's interest in the property can't be assigned to another party. Other parties may be listed as joint purchasers.

If you don't respond within 30 days, the offer expires and there is no obligation by the housing provider or Housing SA to offer the property for sale again.

Related information

    Other websites

    HomeStart Finance

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    Page last updated 30 October 2018

    Provided by:
    South Australian Housing Authority
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