Affordable houses to buy

Buying your community housing property

If you are living in a community housing property you may be able to purchase it. There is no guarantee you will be able to buy your community housing property, even if your community housing provider has given their approval.

Renewal SA may not give approval. This can be because:

  • it's required for future redevelopment 
  • major maintenance has been carried out 
  • it doesn't have a separate title 
  • it's located in a high demand area. 

If you are not currently living in a community housing property, or are not able to buy the property you live in, some community housing properties are for sale on the open market - these properties are advertised on the Affordable Homes website. 

You cannot purchase a community housing property in stages.  Properties must be bought outright. 

Getting financial approval and applying to purchase

1. Financial approval

Get written proof of your borrowing capacity and financial approval from a financial institution - eg  HomeStart.

2. Contact Renewal SA

Contact Renewal SA to find out the approximate price of the property.

3. Fill out and return the form to your community housing provider

Complete a request to purchase form (144.5 KB DOC) and lodge this with your community housing provider along with the proof of your financial approval.

4. Approval to sell from community housing provider

The community housing provider and its management committee will consider whether to give approval to sell the property.  The decision must be made by a special resolution at a general meeting.

If you owe money to your community housing provider, your application to buy a property won't be considered until the debt is paid in full.  

If you fall into debt with your community housing provider during the buying process the contract of sale will not be signed and the settlement won't happen until the debt has been paid in full. 

5. Approval to sell by Renewal SA

After the property has been approved for sale by the community housing provider, Renewal SA will consider approval to sell the property.

6. Inspections and checks

Renewal SA will organise:

  • an independent valuation of the property valid for 120 days
  • a boundary check
  • safety checks for gas and electricity.

As the buyer you are responsible for: 

  • checking on mortgage arrangements with your financial institution. 
  • organising a building inspection. 

7. Offer of sale and your response

You will be sent an offer of sale letter from Renewal SA and you must respond in writing to the offer of sale letter within 14 days. 

8. Contract of sale

  • Renewal SA pays for the conveyancer. 
  • The contract of sale is drawn up and sent to you to sign.
  • You must respond in writing within 5 days of receiving the contract of sale along with a $500 deposit if this has been requested.

9. Settlement

Settlement usually occurs 30 days after the contract has been executed or as otherwise negotiated.

Related information

On this site

Other websites

HomeStart Finance


Property sales policy
For an alternative version of a document on this page contact Renewal SA.

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Page last updated 17 December 2016

Provided by:
Department for Communities and Social Inclusion
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