Register for housing

Assessable income types for Housing SA

Assessable and non-assessable income types

Housing SA only takes certain types of income into account when determining:

  • eligibility for help paying  bond or rent
  • affordable rent limits for people receiving help paying bond and rent
  • eligibility for public housing
  • how much rent a public housing tenant is charged.

This table sets out the different types of income, and whether they are assessable or non-assessable. It doesn’t apply to customers renting public housing in Aboriginal Communities.

Contact Housing SA about income types that aren’t included in this list.

Centrelink

Income type

Assessable

Description and notes

Abstudy

Yes

Financial help to Aboriginal or Torres Strait Islander Australians who are studying or undertaking an Australian Apprenticeship.

Age Pension

Yes

Provides income support and access to a range of concessions for eligible older Australians.

Assistance for Isolated Children (AIC) Scheme

No

The AIC Scheme includes the Boarding Allowance, Second Home Allowance, Distance Education Allowance, and AIC Pensioner Education Supplement.

Austudy

Yes

Financial help to full-time students and Australian Apprentices aged 25 or over.

Bereavement Allowance

No

A short term income support payment, usually paid for up to 14 weeks, for someone whose partner has recently died.

Carer payment

Yes, except if it’s paid to an extra person who provides verified care to the tenant.

A payment for people who provide daily care to someone with a severe disability, medical condition, or who is frail aged.

Carers Allowance

No

An income supplement for carers who provide additional daily care and attention to someone with a disability, medical condition, or who is frail aged.

Carer Adjustment Payment

No

A one-off payment following a catastrophic event when a child under seven is diagnosed with a severe illness, medical condition, or major disability.

Carer supplement

No

An annual lump-sum payment to help carers with the costs of caring for a person with a disability, medical condition or frail aged.

Child Care Benefit

No

Helps with costs for approved and registered care - eg long, family or occasional day care, outside school hour care, vacation care, pre-school, kindergarten.

Crisis Payment

No

A one-off payment to help people who are experiencing difficult or extreme circumstances - eg victim of domestic violence, release from prison, refugee.

Disability Support Pension

Yes

Financial support for people with a physical, intellectual or psychiatric condition that stops them from working, or people who are permanently blind.

Double Orphans Pension

No

Helps with the costs of caring for orphaned children, or children who are unable to be cared for by their parents.

Education Entry Payment

No

Available to people receiving some income support payments to help with the cost of study.

Energy Supplement

No

An ongoing payment for pensioners, families who receive family assistance, income support payment customers, and Commonwealth Seniors Health Card holders to help pay for energy bills - eg electric, gas.

Essential Medical Equipment Payment

No

Helps with the cost of running essential medical equipment, medically required heating or cooling, or both.

Family Tax Benefit Part A

Yes, if it’s paid on a fortnightly basis.

Helps with the cost of raising children. It may be paid to people with a dependent child, or secondary student aged 19 or younger who doesn’t receive a pension, payment or benefit - eg Youth Allowance. The family must meet an income test.

Family Tax Benefit Part B

Yes

Extra financial assistance to help with the costs of raising children provided to single parents, non-parent carers - eg grandparents, great grandparents, and couples with one main income.

Family Lump Sum Payment

No

Family Tax Benefit A, Family Tax Benefit B paid as an annual lump sum.

Farm Household Allowance

Yes

Help for farmers and their families experiencing financial hardship.

Language, Literacy & Numeracy Supplement

No

Newly arrived Australians may be eligible for the Language, Literacy and Numeracy Supplement if they are in the Skills for Education and Employment program and receive designated allowances.

Low Income Supplement

No

An annual $300 payment for each qualifying individual, limited to one payment per year. This supplement will stop on 30 June 2017.

Mobility Allowance

No

A payment for people with disability, illness or injury who can’t use public transport without substantial assistance, and who participate in approved activities.

Newborn Upfront Payment and Newborn Supplement

No

An increase to Family Tax Benefit Part A to help with the costs associated with caring for a newborn or newly adopted child.

Newstart Allowance

Yes

Financial help for people who are looking for work or participating in approved activities that may increase their chances of finding a job.

Parental leave pay

Yes

Financial help for working parents for up to 18 weeks to care for a newborn or recently adopted child.

Parenting payment

Yes

Income support for parents or guardians to help with the cost of raising children.

Pension Education Supplement

No

Financial help with the ongoing costs of full or part time study for secondary or tertiary students.

Pension Supplement

No

Paid as part of certain regular fortnightly income support payments to help eligible people meet the costs of daily household and living expenses.

Pensions Loans Scheme

No

A voluntary arrangement that provides support in the form of a loan. It’s not available if the maximum rate of any qualifying payments is received.

Remote Area Allowance

No

An income support payment for recipients of various Centrelink payments who live in defined remote areas.

Rent Assistance  or Commonwealth Rent Assistance (CRA)

Yes

Financial help towards rent for people who pay rent and receive a Centrelink payment.

Sickness Allowance

Yes

A payment for people aged 22 or over, but under the age pension age, who can’t work or study temporarily because of an injury or illness.

Special Benefit

Yes

Help for people in severe financial hardship, who aren’t able to support themselves and their dependants, and are unable to receive another income support payment from Centrelink.

Status Resolution Support Service Payment (SRSS)

Yes

A living allowance paid by Centrelink to people with unresolved immigration status, nominated by the Department of Immigration and Border Protection, to help with basic living expenses.

Widow Allowance

Yes

Help for women, born on or before 1 July 1955, with no recent workforce experience who have become widowed, divorced, or separated since turning 40.

Widow B pension

Yes

New grants of Widow B Pension stopped on 20 March 1997. Those receiving Widow B Pension before that date, keep receiving it for as long as eligible or until transfer to Age Pension. To remain eligible, they must meet income and assets tests.

Wife Pension

Yes

New grants of Wife Pension stopped on 1 July 1995. Those receiving Wife Pension before that date can keep receiving it for as long as eligible or until transfer to Age Pension. To remain eligible, they must meet income and assets tests.

Youth Allowance

Yes

Financial help for people aged 16 to 24 who study full time, are undertaking a full time Australian Apprenticeship, training, looking for work or sick.

Youth Disability Supplement

Yes

Additional financial help for a young person with physical, intellectual or psychiatric disability who receives certain income support payments.

Department of Veteran’s Affairs (DVA)

Income type

Assessable

Description and notes

Defence Force Income Support Allowance

Yes

May be paid to veterans or their partners when their social security income support payment is reduced or not payable because of a payment of adjusted disability pension from DVA.

DVA allowances No

Depending on the accepted disability, people may also be eligible for some or all of the below types of allowances:

  • Attendant Allowance for personal care and household services
  • Clothing allowance to help offset costs for certain amputees   and the blind
  • Decoration allowance
  • Vehicle assistance scheme allowance
  • Recreation Transport Allowance
  • Extreme Disability Adjustment paid in respect of extreme incapacity to veterans who are over 65.

Incapacity Payments

Yes

Compensation payments for an inability or reduced ability to work because of a service injury or illness. Incapacity payments are based on the difference between a person’s normal earnings and their actual earnings.

Income Support Supplement

Yes

Means tested income support for war widows or widowers in addition to their War Widow or War Widowers Pension.

Orphan's Pension No An additional pension paid to war widows or widowers.
Prisoner of War (POW) Recognition Supplement No Special recognition of former surviving Australian POWs, both veteran and civilian, for the severe hardships and deprivations they experienced. It applies to all surviving former Australian POWs from World War 2 and the Korean War.

Service Pensions

Yes

A means tested income support payment that provides a regular income for people with limited means. The service pension is also known as War Service pension. Service pensions cover:

  • Age service pension
  • Invalidity service pension
  • Partner service pension
  • Social security age pension

Totally and Permanently Incapacitated pension

Yes

Also known as the Special Rate, it provides for severely disabled veterans who aren’t able to have a normal working life because of a permanent incapacity resulting from their war or defence service.

An amount equal to a normal Service Pension rate is assessable.

Any amount above this rate is non-assessable.

War widows  Pension / War Widowers Pension

Yes

Paid to compensate widowed partners and dependent children of veterans who have died as a result of war service or eligible defence service.

Other payment sources

Income type

Assessable

Description and notes

Allocated Pension income

Yes

Income stream of a Self-Managed Superannuation Fund or Small Australian Prudential Regulation Authority Fund.

AusAID – Australia Award Scholarships

Yes

Scholarships provided by the Department of Foreign Affairs and Trade to foreign students for the purpose of studying in Australia.

Alternative Care Carer Payments

No

A fortnightly payment from Department for Child Protection paid to foster families and relative carers to help cover the costs of caring for a child in alternative care.

Child Care Payment

Yes

Total net income, or gross less allowable expenses, that is received for providing child care service is assessable income.

Child Support Maintenance

Yes

A regular agreed amount paid by one parent to another parent, to help with the costs of raising children.

Cost of Living Concession

No

A South Australian Government concession available to eligible South Australians on low or fixed incomes.

Defence Force Reserve Pay

Yes

Payment for those in reserve defence forces, not regular defence force personnel.

Enterprise, employment and training schemes Yes All of these sorts of schemes are assessable, - eg New Employment Incentive Scheme, Department of Employment.

Interest Received

Yes

This includes interest received on invested lump sums eg invested superannuation funds, bank accounts or any other interest yielding invested sum payment. All interest is assessable, there is no minimum limit.

Lump sum payments for loss of earnings

Yes

A payment made in a lump sum for loss of earnings - eg WorkCover claim, Insurance claim.

If a tenant or household occupant receives a lump sum payment for loss of earnings, they may be ineligible for Centrelink for a time. Housing SA’s assessment is based on the assumed Centrelink income that establishes the period that the person is precluded from Centrelink income. This applies even if the person disposes of the lump sum payment.

Lump sum payments - other

No

  • Redundancy payments for loss of employment including Targeted Voluntary Separation Payments. The total amount of the payment is excluded for rent and other assessment purposes.
  • Business Services Wage Assessment Tool (BSWAT) Payment Scheme provides one-off payments for up to 10,000 supported employees of Australian Disability Enterprises with intellectual impairment whose wages were assessed unfairly using the BSWAT.
  • Superannuation paid as a lump sum.

Ex gratia payments - one-off payments as follows:

  • F-111 Deseal/Reseal programs. Payment to participants in these programs, including military personnel, public servants and civilian contractors.
  • Prisoners of war payments to Australian Service Personnel who were held prisoners of war, civilians who were interned by Japan during World War II, surviving Australian Service Personnel, or their widows, taken prisoner during the Korean conflict, or Australian Service Personnel, or their widows, who were held prisoners of war during World War II in Europe.

Overseas pensions or benefits

Yes

Any pension or benefit derived from a country that is not Australia.

Real estate and business income

Yes

Any income associated with owning property or land, or any income derived from any commerce or trade.

Reimbursements

No

A reimbursement is a repayment for money already spent – eg when you travel for work, you get a reimbursement for your work-related expenses

Salaries and Wages

Yes

An annual salary is an agreement about the amount of pay for work over a 12 month period as a regular income. Someone who is paid wages receives a pay rate per hour, multiplied by the number of hours worked.

Salary sacrifice

Yes

Salary sacrifice in lieu of part of the salary is included and added to the gross income.

Self-employed income

Yes

Any income derived from a person’s own business, trade or enterprise.

Scholarships, prizes and grants

Yes

There are a number of scholarships, prizes and grants awarded. The type and purpose of the payment determines if it’s assessable or non-assessable.

Any living component of the payment, including accommodation expenses but excluding education, travel expenses, is assessable.

Spousal Maintenance

Yes

A payment, or regular payments, from one partner to their former partner after separation.

Student Homestay Payment

Yes

Payments made to people who house students providing bed and board, usually paid by the student’s family.

Supported by family Yes A payment, or regular payments from a family member

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Page last updated 25 May 2017

Provided by:
Department for Communities and Social Inclusion
URL:
http://www.sa.gov.au/topics/housing/public-and-community-housing/register-public-housing/income-types
Last Updated:
25/05/17
Printed on:
29/07/17
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