Assessable income types for Housing SA
Assessable and non-assessable income types
Housing SA only takes certain types of income into account when determining:
- eligibility for help paying bond or rent
- affordable rent limits for people receiving help paying bond and rent
- eligibility for public housing
- how much rent a public housing tenant is charged.
This table sets out the different types of income, and whether they are assessable or non-assessable. It doesn’t apply to customers renting public housing in Aboriginal Communities.
Contact Housing SA about income types that aren’t included in this list.
Description and notes
Financial help to Aboriginal or Torres Strait Islander Australians who are studying or undertaking an Australian Apprenticeship.
Provides income support and access to a range of concessions for eligible older Australians.
Assistance for Isolated Children (AIC) Scheme
The AIC Scheme includes the Boarding Allowance, Second Home Allowance, Distance Education Allowance, and AIC Pensioner Education Supplement.
Financial help to full-time students and Australian Apprentices aged 25 or over.
A short term income support payment, usually paid for up to 14 weeks, for someone whose partner has recently died.
Yes, except if it’s paid to an extra person who provides verified care to the tenant.
A payment for people who provide daily care to someone with a severe disability, medical condition, or who is frail aged.
An income supplement for carers who provide additional daily care and attention to someone with a disability, medical condition, or who is frail aged.
Carer Adjustment Payment
A one-off payment following a catastrophic event when a child under seven is diagnosed with a severe illness, medical condition, or major disability.
An annual lump-sum payment to help carers with the costs of caring for a person with a disability, medical condition or frail aged.
Child Care Benefit
Helps with costs for approved and registered care - eg long, family or occasional day care, outside school hour care, vacation care, pre-school, kindergarten.
A one-off payment to help people who are experiencing difficult or extreme circumstances - eg victim of domestic violence, release from prison, refugee.
Disability Support Pension
Financial support for people with a physical, intellectual or psychiatric condition that stops them from working, or people who are permanently blind.
Double Orphans Pension
Helps with the costs of caring for orphaned children, or children who are unable to be cared for by their parents.
Education Entry Payment
Available to people receiving some income support payments to help with the cost of study.
An ongoing payment for pensioners, families who receive family assistance, income support payment customers, and Commonwealth Seniors Health Card holders to help pay for energy bills - eg electric, gas.
Essential Medical Equipment Payment
Helps with the cost of running essential medical equipment, medically required heating or cooling, or both.
Family Tax Benefit Part A
Yes, if it’s paid on a fortnightly basis.
Helps with the cost of raising children. It may be paid to people with a dependent child, or secondary student aged 19 or younger who doesn’t receive a pension, payment or benefit - eg Youth Allowance. The family must meet an income test.
Family Tax Benefit Part B
Extra financial assistance to help with the costs of raising children provided to single parents, non-parent carers - eg grandparents, great grandparents, and couples with one main income.
Family Lump Sum Payment
Family Tax Benefit A, Family Tax Benefit B paid as an annual lump sum.
Farm Household Allowance
Help for farmers and their families experiencing financial hardship.
Language, Literacy & Numeracy Supplement
Newly arrived Australians may be eligible for the Language, Literacy and Numeracy Supplement if they are in the Skills for Education and Employment program and receive designated allowances.
Low Income Supplement
An annual $300 payment for each qualifying individual, limited to one payment per year. This supplement will stop on 30 June 2017.
A payment for people with disability, illness or injury who can’t use public transport without substantial assistance, and who participate in approved activities.
Newborn Upfront Payment and Newborn Supplement
An increase to Family Tax Benefit Part A to help with the costs associated with caring for a newborn or newly adopted child.
Financial help for people who are looking for work or participating in approved activities that may increase their chances of finding a job.
Parental leave pay
Financial help for working parents for up to 18 weeks to care for a newborn or recently adopted child.
Income support for parents or guardians to help with the cost of raising children.
Pension Education Supplement
Financial help with the ongoing costs of full or part time study for secondary or tertiary students.
Paid as part of certain regular fortnightly income support payments to help eligible people meet the costs of daily household and living expenses.
Pensions Loans Scheme
A voluntary arrangement that provides support in the form of a loan. It’s not available if the maximum rate of any qualifying payments is received.
Remote Area Allowance
An income support payment for recipients of various Centrelink payments who live in defined remote areas.
Rent Assistance or Commonwealth Rent Assistance (CRA)
Financial help towards rent for people who pay rent and receive a Centrelink payment.
A payment for people aged 22 or over, but under the age pension age, who can’t work or study temporarily because of an injury or illness.
Help for people in severe financial hardship, who aren’t able to support themselves and their dependants, and are unable to receive another income support payment from Centrelink.
Status Resolution Support Service Payment (SRSS)
A living allowance paid by Centrelink to people with unresolved immigration status, nominated by the Department of Immigration and Border Protection, to help with basic living expenses.
Help for women, born on or before 1 July 1955, with no recent workforce experience who have become widowed, divorced, or separated since turning 40.
Widow B pension
New grants of Widow B Pension stopped on 20 March 1997. Those receiving Widow B Pension before that date, keep receiving it for as long as eligible or until transfer to Age Pension. To remain eligible, they must meet income and assets tests.
New grants of Wife Pension stopped on 1 July 1995. Those receiving Wife Pension before that date can keep receiving it for as long as eligible or until transfer to Age Pension. To remain eligible, they must meet income and assets tests.
Financial help for people aged 16 to 24 who study full time, are undertaking a full time Australian Apprenticeship, training, looking for work or sick.
Youth Disability Supplement
Additional financial help for a young person with physical, intellectual or psychiatric disability who receives certain income support payments.
Department of Veteran’s Affairs (DVA)
Description and notes
Defence Force Income Support Allowance
May be paid to veterans or their partners when their social security income support payment is reduced or not payable because of a payment of adjusted disability pension from DVA.
Depending on the accepted disability, people may also be eligible for some or all of the below types of allowances:
Compensation payments for an inability or reduced ability to work because of a service injury or illness. Incapacity payments are based on the difference between a person’s normal earnings and their actual earnings.
Income Support Supplement
Means tested income support for war widows or widowers in addition to their War Widow or War Widowers Pension.
|Orphan's Pension||No||An additional pension paid to war widows or widowers.|
|Prisoner of War (POW) Recognition Supplement||No||Special recognition of former surviving Australian POWs, both veteran and civilian, for the severe hardships and deprivations they experienced. It applies to all surviving former Australian POWs from World War 2 and the Korean War.|
A means tested income support payment that provides a regular income for people with limited means. The service pension is also known as War Service pension. Service pensions cover:
Totally and Permanently Incapacitated pension
Also known as the Special Rate, it provides for severely disabled veterans who aren’t able to have a normal working life because of a permanent incapacity resulting from their war or defence service.
An amount equal to a normal Service Pension rate is assessable.
Any amount above this rate is non-assessable.
War widows Pension / War Widowers Pension
Paid to compensate widowed partners and dependent children of veterans who have died as a result of war service or eligible defence service.
Other payment sources
Description and notes
Allocated Pension income
Income stream of a Self-Managed Superannuation Fund or Small Australian Prudential Regulation Authority Fund.
AusAID – Australia Award Scholarships
Scholarships provided by the Department of Foreign Affairs and Trade to foreign students for the purpose of studying in Australia.
Alternative Care Carer Payments
A fortnightly payment from Department for Child Protection paid to foster families and relative carers to help cover the costs of caring for a child in alternative care.
Child Care Payment
Total net income, or gross less allowable expenses, that is received for providing child care service is assessable income.
Child Support Maintenance
A regular agreed amount paid by one parent to another parent, to help with the costs of raising children.
Cost of Living Concession
A South Australian Government concession available to eligible South Australians on low or fixed incomes.
Defence Force Reserve Pay
Payment for those in reserve defence forces, not regular defence force personnel.
|Enterprise, employment and training schemes||Yes||All of these sorts of schemes are assessable, - eg New Employment Incentive Scheme, Department of Employment.|
This includes interest received on invested lump sums eg invested superannuation funds, bank accounts or any other interest yielding invested sum payment. All interest is assessable, there is no minimum limit.
Lump sum payments for loss of earnings
A payment made in a lump sum for loss of earnings - eg WorkCover claim, Insurance claim.
If a tenant or household occupant receives a lump sum payment for loss of earnings, they may be ineligible for Centrelink for a time. Housing SA’s assessment is based on the assumed Centrelink income that establishes the period that the person is precluded from Centrelink income. This applies even if the person disposes of the lump sum payment.
Lump sum payments - other
Ex gratia payments - one-off payments as follows:
Overseas pensions or benefits
Any pension or benefit derived from a country that is not Australia.
Real estate and business income
Any income associated with owning property or land, or any income derived from any commerce or trade.
A reimbursement is a repayment for money already spent – eg when you travel for work, you get a reimbursement for your work-related expenses
Salaries and Wages
An annual salary is an agreement about the amount of pay for work over a 12 month period as a regular income. Someone who is paid wages receives a pay rate per hour, multiplied by the number of hours worked.
Salary sacrifice in lieu of part of the salary is included and added to the gross income.
Any income derived from a person’s own business, trade or enterprise.
Scholarships, prizes and grants
There are a number of scholarships, prizes and grants awarded. The type and purpose of the payment determines if it’s assessable or non-assessable.
Any living component of the payment, including accommodation expenses but excluding education, travel expenses, is assessable.
A payment, or regular payments, from one partner to their former partner after separation.
Student Homestay Payment
Payments made to people who house students providing bed and board, usually paid by the student’s family.