Buying a home

Buying your public housing property

If you’re the tenant who signed the Housing SA conditions of tenancy, you may be able to buy your public housing property.

Not all properties are for sale.

Before you begin

If you have a debt to Housing SA, you’ll need to either:

  • repay the debt in full before contacting the Housing Connect officer to see if the property’s for sale, or
  • provide proof your lending institution has added your debt to their loan approval.

Buying shares in your property

If you're a tenant who signed a Progressive Purchase/Shared Ownership Scheme agreement with Housing SA, you may purchase further shares or the final share in the property.

No new applications are being accepted.

1. Contact your lender

Contact your lending institution - eg HomeStart, to see if you’re eligible for a loan, and get an approval in principle letter.

2. Contact the Housing Connect officer

Contact the Housing Connect officer who will advise you of the next steps.

Buying your property

1. Contact your lender

Contact your lending institution - eg HomeStart, to see if you’re eligible for a loan, and get an approval in principle letter.

2. Contact the Housing Connect officer

Complete a request to purchase form (357.0 KB DOC).

Send the completed form and your approval in principle letter to the Housing Connect officer.

A property assessment will be carried out to decide if the property can be sold.

3. Valuation

If your property is available for sale, Renewal SA arranges an independent valuer to value the property and establish a sale price.

Allowances may be made for any improvements that you have added to the property if they have been approved by Housing SA and add value.

4. Offer of sale

You’ll be sent an offer letter and an application to purchase form. The offer is valid for 30 days.

If you disagree with the valuation, contact the Housing Connect officer.

If you want to continue with the purchase, complete and return the application to purchase form to the Housing Connect officer.

The tenant must be included in the contract of sale and the certificate of title to the property. The tenant’s interest in the property can’t be assigned to another party. Other parties may be listed as joint purchasers.

An independent building inspection report will be provided as part of the sale.

If you don’t respond within 30 days, the offer expires. Renewal SA isn’t obliged to offer the property for sale again.

If your property isn’t for sale

Not all properties are for sale. This can be because:

  • it’s required for future development
  • major upgrading has been carried out
  • it doesn’t have a separate title
  • it’s in a high demand area
  • suitability to meet the long-term housing of high needs customers.

If your property isn’t for sale, you may be able to buy a vacant public housing property through the Affordable Homes Program.


Related information

Other websites

HomeStart Finance


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Page last updated 30 October 2017

Provided by:
Department for Communities and Social Inclusion
URL:
http://www.sa.gov.au/topics/housing/affordable-houses-to-buy/buying-your-public-housing-property
Last Updated:
30/10/17
Printed on:
25/11/17
Copyright statement:
SA.GOV.AU is licensed under a Creative Commons Attribution 3.0 Australia Licence. © Copyright 2016